Policyholder-owned · Pennsylvania proud
Servicing the residents of Pennsylvania since 1876
Home, farm, and business insurance from a mutual company that answers to its policyholders — not to shareholders.
A mutual company, owned by you
Nearly 150 years of neighbors insuring neighbors
Farmers Mutual Insurance Company of Western Pennsylvania was formed on April 6, 1876, by local businessmen who wanted dependable fire coverage for their own community. Today we protect homes, farms, rental properties, and businesses across the Commonwealth — still guided by the same philosophy: provide the best possible products, service, and price to our policyholders while maintaining a solid financial base.
Coverage
Protection for the places you live and work
Written in Pennsylvania, through independent agents who know your town.
Home Owners
Protection for your house and everything that makes it home.
Farm Owners
Coverage built for working farms — dwellings, barns, and livestock risk.
Business Owners
Property & liability packages for main-street businesses.
Rental Properties
Landlord protection for the properties you lease to others.
Mobile Home Owners
Practical, affordable coverage for manufactured homes.
Artisan Policies
For tradespeople and contractors who work with their hands.
Equipment Breakdown
When home systems or farm equipment fail — we help you recover.
Identity Recovery
Help restoring your identity and credit after fraud strikes.
Pay your premium online — anytime
Secure online payments by check or card, without a stamp or a phone call.